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Fintech Operations Platform

Operate your fintechfrom one place.

Aiparitor connects the systems behind your financial product — core banking, payments, cards, KYC and compliance — into one workspace for operations, support, compliance and finance teams.

From Aiparitor, teams can find customers and transactions, investigate issues, manage cases, review approvals, run operational workflows, generate reports and use AI to assist with permitted actions.

See How It Works

Built for:FintechsPayment Service ProvidersEMIs & Digital BanksRegulated Financial Institutions

IN THE CONSOLE

One engine, many banks.

A business holds the licence. Each brand it launches is a program on the same engine, with its own customers, its own domain and its own operators.

01Customers stay inside one program
02Modules are granted per program
03Operators see only what they run
Programsprograms & operators2 LIVE
MeridianLIVEapp.meridian.euSelf-operated
CUSTOMERS 48,210MODULES 9 modulesOPERATORS 12 peoplePayouts running · IE•• 4412
Meridian BusinessLIVEbiz.meridian.euSelf-operated
CUSTOMERS 3,940MODULES 7 modulesOPERATORS 5 peoplePayouts frozen since 12 Sep
Console: every branded program on one engine, with customers, granted modules, operators and payout state. Sample data.

The simplest way to understand Aiparitor

Your systems run the financial product.Aiparitor helps your teams run the operation.

FIG 0.1

One layer above the stack

Aiparitor is a SaaS AI operations platform for fintechs, payment service providers, electronic money institutions (EMIs), digital banks and regulated financial institutions.

FIG 0.2

Connected, not replaced

It sits above the systems that already run your financial product — including banking infrastructure, payment processors, card platforms, KYC providers and compliance systems — and connects them into one governed operational environment.

FIG 0.3

One place to operate

Teams can investigate customers and transactions, manage operational workflows, resolve support cases, review approvals, analyze customer behavior and execute permitted actions without switching between disconnected tools.

Aiparitor does not replace your core banking system, payment processor or compliance engine. It makes the systems around your financial product operationally work together.

The problem

Your financial stack processes transactions. Your teams still have to operate it.

Financial companies rarely run on one system.

Operations teams move between processor portals, banking systems, card platforms, KYC tools, compliance systems, spreadsheets, support software, analytics dashboards and internal admin panels.

Every customer issue becomes a search across systems. Every exception creates another manual workflow. Every handoff loses context. Every new tool introduces another integration and another place where customer data has to move.

The result

  • 01Fragmented financial operations
  • 02Slow investigations and issue resolution
  • 03Manual handoffs between departments
  • 04Duplicated customer and operational context
  • 05Disconnected customer support
  • 06Limited operational visibility
  • 07More systems to integrate, secure and audit

Connect the systems you already use.Operate them from one environment.

Aiparitor connects existing financial infrastructure and turns fragmented systems into one operational environment.

Instead of replacing the systems that already move money, issue cards, verify customers or perform compliance checks, Aiparitor orchestrates the operational work around them.

Your teams get one place to understand what is happening, decide what needs to happen next and execute the appropriate workflow. AI agents operate inside the same environment, subject to the same institutional controls.

Explore the platform
Integrationsconnected systemsAIPARITOR CONSOLE
Banking providersaccounts · balancesCONNECTED
Payment processorspayins · payoutsCONNECTED
Card processorsissuing · controlsCONNECTED
KYC providersverificationCONNECTED
Compliance systemsscreening · casesCONNECTED
Accounting and reportingledger exportsCONNECTED
API-FIRST · NOTHING REPLACED
ONE ENVIRONMENT· WHAT OPERATORS WORK IN
Operational contextCustomers, transactions, cards, accounts and cases in one view.
WorkflowsRequests, queues, routing, escalation and resolution.
ControlsRoles, maker-checker, approval chains and action limits.
HistoryActivity, approvals and executed actions stay traceable.
PERMITTED ACTIONS ONLYAUDIT WRITTEN

How Aiparitor works

Connect. Understand. Act. Control.

Explore Aiparitor

Integration layer

Core bankingCONNECTED
Payment processorCONNECTED
Card processorCONNECTED
KYC providerCONNECTED
Compliance systemCONNECTED

Financial operations

Run financial operations without jumping between systems.

Aiparitor provides a unified operational console for the workflows that keep financial products running.

TransactionsMeridian · last 24h3 TO REVIEW
TIMEDETAILAMOUNTSTATE
09:42Card payment declined · LufthansaTXN-91f4b8€248.00DECLINED
09:48SEPA transfer · Alpine Freight AGTXN-91f451€48,000.00HELD
10:03Payout returned by processorTXN-91f49e€760.50RETURNED
10:14Salary credit · Northwind LtdTXN-91f43c+€4,120.00SETTLED
10:21Card authorization · BoltTXN-91f4a7€18.40SETTLED

Payment Operations

Investigate transactions, review operational issues, route cases, manage workflows and create operational reports from one environment.

Case & Task Management

Create operational requests, assign work across departments, manage queues, track resolutions and escalate cases according to defined rules.

Supportqueues & assignment21
SUP-4417Why was my payment declined?IN PROGRESS
Payments queueM. Petrov
SUP-4418Source of funds document uploadDRAFTED
Onboarding queueService agent
SUP-4420Card dispute · •••• 4417NEW
Cards queueUnassigned
SUP-4421Release above daily limitESCALATED
Compliance reviewL. Hoffman
ESCALATION RULES APPLIED ON ASSIGNMENT

Customer & Account Operations

Work with individual and business customer profiles, accounts, wallets, linked payment instruments, transaction history, lifecycle status, verification status and operational notes.

Natural-language financial operations

Ask. Investigate. Act.

Traditional admin panels make operators navigate systems. Aiparitor lets teams interact with operational data and workflows using natural language.

ReferenceCustomerAmountIssue

Running query…

Select a result to open the record.

Governed financial workflow: a natural-language query returns operational records, and the proposed action moves through approval before execution. Sample data.

Teams can use Aiparitor to:

  • Find a customer, account, card, transaction or case
  • Investigate a customer or transaction issue
  • Review pending approvals
  • Create an operational request
  • Generate an operational report
  • Update an authorized record
  • Route a case to the correct department
  • Escalate an issue according to predefined rules
  • Trigger an approved workflow

AI becomes an operational interface — not another chatbot.

Aiparitor connects natural-language interaction to operational context and controlled workflows.

Users can only access data and perform actions allowed by their role. High-impact actions can be routed through approval workflows. Controlled actions remain traceable through operational history and audit trails.

Governed AI operations

AI that can act — without bypassing control.

Financial institutions cannot automate operations without accountability.

Aiparitor is designed for regulated environments where AI-assisted actions must remain controlled, reviewable and traceable.

01

Role-based access

Control what each user, team or AI-assisted workflow can access and do.

02

Maker-checker workflows

Separate initiation and approval for operations that require independent review.

03

Approval chains

Route actions through the appropriate authorization process before execution.

04

Action limits

Define boundaries for permitted operational actions.

05

Escalation rules

Escalate exceptions to the appropriate operator, department or approval level.

06

Audit trails

Maintain operational history for user activity, approvals and controlled workflow execution.

ONE ACTION, SIX CONTROLSRelease held payment€184,220.00SAMPLE TRACE
01

Role-based access

OPERATOR PERMITTED

02

Maker-checker

INITIATED · NOT SELF-APPROVED

03

Approval chain

PAYMENTS LEAD → RISK

04

Action limits

WITHIN DAILY LIMIT

05

Escalation rules

NOT TRIGGERED

06

Audit trail

WRITTEN

Executed and recordedNO CONTROL WAS SKIPPED

Govern automation without losing operational control.

AI customer support for financial services

Resolve customer issues with the operational context already attached.

Customer support in financial services is rarely only a support problem.

A transaction question may require payment data. A card issue may require card context. An onboarding question may depend on verification status. A compliance case may require escalation to another department.

Aiparitor connects customer support directly to the operational environment.

Case SUP-4417payments · in progress

Why was my payment declined?

The card payment of €248.00 at 09:42 was declined by the issuer due to insufficient available balance. The card and account are active and verified.

Drafted by service agent · awaiting operator send

Transaction€248.00 · card · 09:42
Decline reasonInsufficient funds
Card statusActive · •••• 4417
VerificationVerified

Integrated support capabilities

  • Customer support case management
  • AI-powered service agents
  • Automated first-line assistance
  • Customer context analysis
  • Support issue classification
  • Suggested responses and next actions
  • Transaction and card-related support workflows
  • Escalation to human operators
  • Department queues and assignment rules
  • Resolution tracking
  • Support analytics
  • Internal knowledge-base support

Because support works with the same operational data layer as the rest of the organization, teams can move from question to investigation to operational resolution without rebuilding customer context in another system.

Customer intelligence

Turn operational data into customer intelligence.

Your financial product already generates customer signals. Aiparitor brings those signals together so teams can understand customer behavior without creating another disconnected analytics layer.

Analyze:

  • Customer profiles
  • Product usage
  • Customer journeys
  • Behavioral patterns
  • Transaction activity
  • Cohorts
  • Segments
  • Engagement history
  • Lifecycle stages
  • Offer and campaign performance

Operational, behavioral and support context can be viewed as part of the same customer relationship.

L. HoffmanACTIVE 14MCUSTOMER RECORD
Lifecycle stageESTABLISHED
SegmentsRETAIL · SALARY
CohortQ1 ONBOARDED
Product usage4 OF 6 PRODUCTS
Transaction activity38 / 30D
Engagement history9 TOUCHPOINTS

ONE RECORD · NO SEPARATE ANALYTICS LAYER

Customer engagement

Move from insight to relevant engagement.

Customer intelligence becomes more useful when teams can act on it.

Aiparitor enables financial institutions to build audiences and engagement workflows using customer behavior, product usage, transaction patterns, lifecycle stage and segment membership.

Create and manage:

  • Customer segments and cohorts
  • Behavioral triggers
  • Targeted notifications
  • Special offers
  • Product-usage campaigns
  • Retention campaigns
  • Reactivation campaigns
  • Customer newsletters
  • Offer and campaign performance tracking

Customer engagement remains connected to the same operational context used by financial, support and customer teams.

Audiencesalary · dormant cards2,418 CUSTOMERS
IFcard unused for 30 days
ANDsalary credit in last 14 days
THENsend cashback offer · in-app + email
TriggerBEHAVIORAL
ApprovalMARKETING LEAD
PerformanceTRACKED PER OFFER

SAME OPERATIONAL CONTEXT AS SUPPORT AND FINANCE

Integrations

Connect your financial stack. Don't replace it.

Aiparitor is designed to sit above the infrastructure you already use.

Its API-first integration layer can connect operational workflows with systems such as:

01Connect
APIWEBHOOKFILE

core.bank.internal/v2

EnvironmentSANDBOX
CredentialsSTORED

NO CHANGES TO THE CORE SYSTEM

02Map fields

customer_id account.ref

status lifecycle.stage

tx_type payment.kind

Unmapped fields2 REMAINING
ValidationPASSING

14 OF 16 MAPPED

03Monitor
09:41POST /payments200
09:41GET /customers200
09:38POST /ledger/sync429
Retry policyBACKOFF · 3 TRIES
AlertingON FAILURE

LAST SYNC 2 MIN AGO

  • 01Banking providers
  • 02Core banking systems
  • 03Payment processors
  • 04Card processors
  • 05KYC providers
  • 06Compliance systems
  • 07Accounting tools
  • 08Reporting systems
  • 09Internal financial products

Keep the infrastructure that works. Add the operational layer that connects it.

Talk to us about your stack

One operating environment

Replace operational fragmentation — not your financial infrastructure.

CORE BANKING
NO SUPPORT CONTEXT
Balance€4,120.55
StatusACTIVE
SUPPORT TOOL
NO PAYMENT DATA
TicketSUP-4417
CustomerUNKNOWN
PAYMENT PORTAL
MANUAL HANDOFF
Held€184,220.00
ApproverBY EMAIL
SPREADSHEET
EXPORTED 3 DAYS AGO
ApprovalsBY HAND
Audit trailINCOMPLETE
FOUR SYSTEMS · ONE CUSTOMER · NOTHING CONNECTED
L. HoffmanONE WORKSPACE
Balance€4,120.55
Open caseSUP-4417 · LINKED
Held payment€184,220.00
ApprovalTWO OF TWO
AI actionWITHIN PERMISSIONS
Audit trailCOMPLETE

SAME INFRASTRUCTURE · ONE ENVIRONMENT

ONE RECORD · EVERY OPERATION IN CONTEXT
Fragmented financial operationsWith Aiparitor
Multiple operational portalsOne operational workspace
Customer context spread across systemsUnified operational customer context
Manual cross-team handoffsControlled workflows and routing
Separate support contextSupport connected to financial operations
Standalone AI assistantsAI connected to permitted operational actions
Manual approval trackingStructured approval workflows
Disconnected analyticsCustomer and operational intelligence in one environment
Difficult operational tracingGoverned actions and audit trails

Who Aiparitor is for

Built for teams operating regulated financial products.

01

Fintechs

Bring payments, cards, onboarding, customer operations, support and internal workflows into one operational workspace instead of continuously expanding custom admin tools.

02

Payment Service Providers

Give payment operations, finance and support teams a shared environment for transaction investigations, cases, reconciliation support and reporting.

03

EMIs & Digital Banks

Connect customer, account, card, payment, onboarding, compliance and support operations without replacing the systems that power the product.

04

Regulated Financial Institutions

Introduce AI-assisted workflows while maintaining permissions, approval processes, escalation rules and operational traceability.

Why teams use Aiparitor

One place to understand what happenedand do what happens next.

FIG 1.1

Less system switching

Bring operational context from multiple financial systems into one workspace.

FIG 1.2

Faster investigations

Give teams access to customer, transaction, card, onboarding, case and support context without manually rebuilding it across tools.

FIG 1.3

Structured handoffs

Route work through cases, queues, departments, escalation rules and approvals.

FIG 1.4

AI where the work happens

Use natural language to search, investigate, prepare and initiate permitted operational workflows.

Control stays with the institution

Apply permissions, approval chains, limits and audit trails to operational actions.

One customer and operational context

Connect operations, support, customer intelligence and engagement around the same financial-product context.

Frequently asked questions

Frequently asked questions about Aiparitor

Stop operating your financial productthrough disconnected tools.

Connect the systems you already use and give operations, support, compliance and finance teams one place to understand customers, investigate issues, manage workflows and take controlled action.